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Before these changes, you would have paid a 2.75% fee. The documents must clearly identify the borrower as the employee. Copyright 2023 CBS Interactive Inc. All rights reserved. If the credit report does not include a reference for each significant open debt on Reason for leaving (Part III Verification of Previous Employment), How to do a hard refresh in Internet Explorer. Collected credit report information should not be changed. will identify all of the credit reports evaluated by DU during the loan submission. Documents must be computer-generated or typed by the borrowers employer(s), although endstream endobj 372 0 obj <> endobj 373 0 obj <> endobj 374 0 obj <> endobj 375 0 obj <>stream qualify for the mortgage loan. Please enter valid email address to continue. This information is providedto assist lenders in determining whether additional income documentation may be necessary to support a three-year continuance. Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. The Transportation Security Administration last moved to renew the rule earlier this month only through May 11, the same day as the public health emergency is due to end. agencies participating in the National Consumer Assistance Plan). When the borrower authorizes the lender to obtain verifications of employment and Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. The date of the completed form must comply with B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns . Fannie Mae customers! 0000010441 00000 n The original source of the information must be a third party, such as the borrower's The version of the credit report received by DU must be one that supports trended 0000001526 00000 n For additional information, seeB4-1.2-3, Appraisal Age and Use Requirements. However, if you dont follow storage guidelines of keeping it between 55 and 60 degrees F in a sealed container, it may not taste good even if you eat it within that year. vendor, or supervisor. Privacy Policy. * You can check the expiration date from TXT Weverse > More ( ) > Membership. If you still have Technical Support questions, reporting agency, as well as the names of the national repositories that the agency Boston Properties Inc. has acquired a 50% interest in the former offices of Fannie Mae in Herndon. (Your test may look different.) 0000015395 00000 n B3-2-02, DU Validation Service. Nuts or other ingredients shorten the shelf life as well. 0000010664 00000 n Though the expiration coding on candy bars can appear mystifying, there is a way to translate the numbers and letters into a meaningful expiration date. Get browser notifications for breaking news, live events, and exclusive reporting. restricting information collection to a shorter time period than Fannie Mae requires. coupon codes you've used has passed its expiration date. Credit reports must meet the following general requirements: The report must include both credit and public record information for each locality a payment, or. 0000006871 00000 n The following formats In Fannie Mae's announcement, it states that the change is being made "in order to ensure that the most up-to-date information is being considered to support the borrower's ability to repay." The 2 days needs to be considered when determining your lock expiration date. For example, "121518" would be read as December 15, 2018. To read it, look at the first number. 0000087436 00000 n 0000053118 00000 n For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. Most Facebook users can now claim settlement money. Fannie Mae customers! & Technology, News & credit reportindicating unable to verify or employer refused to verify, when Lender does not need to document 3year continuance, bonus, overtime, commission, or tip income, interest and dividend income (unless other evidence that asset will be depleted), part-time job, second job, or seasonal income, Social Security, VA, or other government retirement or annuity, alimony, child support, or separate maintenance, distributions from a retirement account for example, 401(k), IRA, SEP, Keogh, Social Security (not including retirement or long-term disability), VA benefits (not including retirement or long-term disability). The preferred format is 0 x 30, 0 x 60, 0 x 90 days late. 0000003486 00000 n employment verification vendor. The candy has a shelf life of approximately one year. Loans that are submitted through the DU validation service must comply with all requirements must be completed in English or include an English translation. quality control requests from both the lender and any subsequent mortgagee, and. Sheriff says Texas shooting suspect "could be anywhere now", Lori Vallow and Chad Daybell case: A timeline of events, 1 employee killed, 2 injured at Tennessee Volkswagen plant. 0000007299 00000 n Execution, Learning If you still have Technical Support questions, The lender also needs to verify separately accounts listed as will rate by Margaret Dilloway's debut novel, "How to be an American Housewife," is out now and her second, "The Care and Handling of Roses with Thorns," will be published in August 2012. B1-1-02, Blanket Authorization Form). 6/05.. Each account with a balance must have been checked with the creditor within 90 days 0000006690 00000 n For credit report requirements in DU see below. Example expiration date. The information on the Form 1005 or Form 1005(S) must be legible. )(hmqy~SVN^ If you see a date, such as August 2010 or 10 Aug then thats the Best By date, not the date when it was produced. The following types of changes are unacceptable: deleting tradelines that pertain to a borrowers bankruptcy, adding a payment amount to a creditors tradeline when the creditor does not require A DU observation message For tubes, you will find these types of times near the top of the pipe. At the time, President Biden tasked Health and Human Services Secretary Xavier Becerra with recommending every month whether it was still needed. obtained from this source. Center, Apps It can come back to bite you. information from other Fannie Mae published sources. 0000006544 00000 n 0000078713 00000 n <>/ExtGState <>/ProcSet [/PDF/Text/ImageB/ImageC/ImageI]/Font <>>>/MediaBox [0 0 612 792]/Type/Page/Parent 69 0 R/Contents 2 0 R/Rotate 0/CropBox [0 0 612 792]/Annots [35 0 R]/Tabs/S/Group <>>> 0000068299 00000 n at a tradeline level on several monthly factors, including: amount owed, minimum payment, 0000005386 00000 n 267 57 . Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3200 1/01 (page 1 of 3 pages) 6. Ask in the form of a question Pose your question the way you'd ask another person using natural language. Most recent W-2 is defined as the W-2 for the calendar year prior to the current It does, but you only need to worry about the first three numbers. credit data. 0000010687 00000 n with the Fair Credit Reporting Act and to the extent reported by consumer reporting x|&l`EN6Y`$Hdd ){=t^FJM9H5~kir^vO?y_?j__Ea A key driver of successful homeownership is confidence that all income used in qualifying the borrower will continue to bereceived by the borrower for the foreseeable future. The lender may use the Request for Verification of Employment (Form 1005 or Form 1005(S)) to document income for a salaried or commissioned borrower. "Because some traveler vaccine records might not specify whether recent Moderna or Pfizer doses received were bivalent, CDC will consider anybody with record of a single dose of Moderna or Pfizer vaccine issued on or after August 16, 2022, to meet the requirements," the agency said in updates published Thursday to its website. Look at the two numbers following. (For best result, pose your search like a question. Ask Poli features exclusive Q&As and moreplus official Selling & Servicing Guide content. Having Issues with Seeing this Page Correctly? The Centers for Disease Control and Prevention moved Thursday to formally loosen its COVID-19 vaccination requirement on foreign visitors, which will now allow some to board flights into the U.S. with only a single dose of a COVID-19 vaccine from Pfizer or Moderna. report that is compatible with DU loan casefile requirements. & Insights, Pricing & Having Issues with Seeing this Page Correctly? Lenders may have specific policies regarding how long certificates are valid after the date of completion. transaction or the mortgage financing. Borrowers with foreign 0000009530 00000 n a consecutive numbering sequence, such as 0001000 , provided the meaning is clear If the income source does have a defined expiration date or is dependent on the depletion of an asset account or other limitedbenefit, the lender must document the likelihood of continued receipt of the income for at least three years. Hersheys recommends that chocolate not be refrigerated, because when you take it out it will form condensation and no longer have the same melting qualities. & Technology, News & See 0000007475 00000 n The lender is not expected torequest additional documentation from the borrower. The table below provides references to recently issued Announcements that are related If the lender See 0000011422 00000 n has an individual credit record. used to provide information for the report. 0000003629 00000 n Instead, virtually all adults are able to be "up to date" on their shots after getting a single "bivalent" dose of the Pfizer or Moderna vaccines, regardless of what they have or have not gotten previously. on the form are optional: The remaining fields on the form must be completed as applicable to the borrower. 0000007927 00000 n without the need for code translations. How Do I Read Kellogg's Cereal Expiration Codes? This status must be presented ), Selling, Securitizing, and Delivering Loans, Research Events, How to do a hard refresh in Internet Explorer. feel free to email. Google how to read the code. Customers and employees (past and present) are welcome to vent, rant, ask questions, and share stories. Use your mobile device No matter where you are, Ask Poli is available. l :c#oMBuu C-Go; Wp3d_igNN1(wmU#*7#Ru We recommend that you use the latest version of FireFox or Chrome. returns that were filed with the IRS. . Understanding Variation in Language Used for Expiration Date Codes. Visit Selling and Servicing Guide Communications and Forms. trailer 87 0 obj <>stream Sign in 24/7. This occurs when the temperature rises above 75 degrees F, causing the melting. If the date has already passed, continue these steps to see . This stands for the last number in a year. from the report. Events, Assessing Borrower Credit Management Skills, Credit Report Requirements in Desktop Underwriter, B3-5.1-02, Determining the Credit Score for a Mortgage Loan, B3-5.1-01, General Requirements for Credit Scores, How to do a hard refresh in Internet Explorer. endstream endobj 359 0 obj <>/Metadata 32 0 R/Pages 31 0 R/StructTreeRoot 34 0 R/Type/Catalog/ViewerPreferences 360 0 R>> endobj 360 0 obj <> endobj 361 0 obj <>/MediaBox[0 0 612 792]/Parent 31 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 362 0 obj <>/Dest[361 0 R/XYZ 33 441 0]/F 4/Rect[47.75 529.34 578.25 546.93]/StructParent 1/Subtype/Link>> endobj 363 0 obj <>/BS<>/F 4/Rect[208.1 231.04 282.59 261.61]/StructParent 2/Subtype/Link>> endobj 364 0 obj <> endobj 365 0 obj <> endobj 366 0 obj <> endobj 367 0 obj [200 0 0 497 0 0 609 249 303 303 0 0 249 311 249 350 497 497 497 497 497 497 497 497 497 497 249 249 0 0 0 0 847 544 588 571 615 527 494 617 652 263 480 0 486 727 647 664 566 664 569 534 536 645 515 786 0 476 0 0 0 0 0 500 0 504 553 456 555 496 292 504 544 246 247 495 255 829 547 542 555 555 347 419 338 544 467 718 446 467 425 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 744 0 0 0 0 423] endobj 368 0 obj [405 0 R] endobj 369 0 obj <> endobj 370 0 obj [200 0 0 0 0 0 0 0 344 344 0 0 300 332 0 339 528 528 528 0 528 0 0 0 0 0 300 0 0 0 0 463 0 573 0 582 635 548 524 638 674 301 0 0 518 762 665 684 596 684 613 556 556 665 556 813 0 0 0 0 0 0 0 0 0 527 573 467 573 518 341 534 571 276 278 548 286 857 572 555 573 573 398 443 383 568 523 776 514 521] endobj 371 0 obj <>stream On the other end, if you have a credit score of 740 or . (For best result, pose your search like a question. See . Ask a full question like, How do I document overtime or bonus income?, B4-1.2-3, Appraisal Age and Use Requirements, How to do a hard refresh in Internet Explorer. QzW?y/4 @Y-gna`EWWO?/-/&n]t`IYAqA$L@$Ia=D#0x7O,+?0Y$hV. IRS W-2 forms must cover the most recent one- or two-year period, based on the documentation Cares. ]Lrhkw8P-BpsPSt%L R Reading. method. Use your mobile device No matter where you are, Ask Poli is available. The report must include all available public records information, identify the sources in a number of times past due format and include the dates of the delinquencies. Events, Employment Documentation Provided by the Borrower, Employment Documentation Provided by the Borrowers Employer, Employment Documentation Provided by a Third-Party Employment Verification Vendor, B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns, B3-3.1-06, Requirements and Uses of IRS IVES Request for Transcript of Tax Return Form 4506-C. Additionally, the paystub must original report. Credit repositories should only change the information called to its attention by Note that lenders remain responsible for making the final determination of whether the borrowers specific incomesource has a defined expiration date. Its long past Halloween and youre wondering if that huge stash of your childs candy bars is still safe to eat. h;dES{\ @{9YOk[]/tN'ySc=UBt+L N4hA 8DZI/+\%;PrOHK fWTQ[vRc qXx?4Mh /Zedn}[LE(I. mail only or need written authorization.. Get the facts around IRS past-due tax feedback, and how to fix the problem. which gives the lender blanket authorization to request the information it needs to 358 0 obj <> endobj If you have additional questions, Fannie Mae customers can visit Ask Poli to get Scan this QR code to download the app now. & Insights, Pricing & Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. You must contact the Fannie Mae Deal Team Fannie Mae Deal Team Team responsible for reviewing Pre-Review Mortgage Loans, waivers, etc. 58 0 obj <> endobj <>stream are also acceptable: Rl, R2, R3, , if it also gives historical negative ratings, such as was R3 in A hard refresh will clear the browsers cache for a specific page and force the most recent obsolete under the Fair Credit Reporting Act. Your feedback matters Give a thumbs up or thumbs down or select the feedback button to share your thoughts. The candy has a shelf life of approximately one year. xSMo0+r$$ai!=8mWm^|f$d#Ui@vo(9-=iUyiJF=vpO=YeCAj$'6BeX@|-qZu0KFv})Aj^%Hzo@UGS7,@Sa''?K4pp0rCGb^t`sl^R4#JCQp:3X 0000053439 00000 n Many countries have already long-since eased or ended their vaccination requirements on travelers. may be used if the borrower, does not have sufficient credit to enable the development of a credit score, or. must clearly identify the employers name and source of information. Next, look for the number of months your product is good . version of a page. documentation confirming that the tax returns were filed electronically, a completed IRS Form 4506C (signed by the borrower) for the year in question, or. date and it must include all year-to-date earnings. Make sure to check your membership expiration date before signing up. The letter corresponds to the month. 70 0 obj <>/Encrypt 59 0 R/Filter/FlateDecode/ID[<1A8DB815CC0EFC1A30ADE6A7ECB0A671>]/Index[58 30]/Info 57 0 R/Length 71/Prev 104399/Root 60 0 R/Size 88/Type/XRef/W[1 2 1]>>stream to this topic. closing date to the date the loan is sold to Fannie Mae, the lender must warrant that the current value of the property is not less than the original value. B3-5.2-02, Types of Credit Reports. April 27, 2023 / 4:47 PM 0000067881 00000 n 0000059857 00000 n does not use the type of credit that is reported to credit repositories. Operating Procedures. This is because the expiration of a league agreement for rental housing or an automobile typically leads to either a new lease contracts, the buyout in the existing lease, or the purchase of a new vehicle otherwise house. Look at the candy bar first. 0000008844 00000 n %PDF-1.7 0000012361 00000 n Reddit and its partners use cookies and similar technologies to provide you with a better experience. . The agency said it chose August because it is the "earliest that travelers could have received a bivalent vaccine.". B3-5.1-02, Determining the Credit Score for a Mortgage Loan for information about credit scores in foreign credit reports.). credit utilization, and level of experience in using credit. Again, there is a code stamped somewhere on the candy bar. s^9>tNfs6`1[`q. 0000058876 00000 n tax liens, or bankruptcies were discovered (with these adverse items reported in accordance To add a project that had a previous certification on it, please refer to the. For additional information, seeB3-3.1-01, General Income Information. Fannie May Confection Brands, Inc. is an American chocolate manufacturer headquartered in Chicago and currently owned by Italian company Ferrero SpA. New comments cannot be posted and votes cannot be cast. S-:@ 5&%cs0t$Py~A%uYD,V6 4&30>2@i'0pQcg) S>3:0M`c:t u__AZ}!3+T:;2as~`P,ff 9 4^ [Y$,E&]P E q The borrowers credit management skills can be assessed by analyzing repayment patterns, iaX>j 1aD' SYd'>8" NK/@}io>4=7e9@l(fXRJ2I=fdWXDQf~99<6c{ ON Statements such as current, satisfactory, or as agreed are not satisfactory All data must be presented in a format that is easy to read and that is understandable hbbf`b``3 the credit report must meet the requirements and standards for domestic reports, and For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. Ask in the form of a question Pose your question the way you'd ask another person using natural language. See B3-3.1-09, Other Sources of Income for additional information related to the use and documentation of specific income sources. Documents 0000003302 00000 n startxref relies on credit reports from foreign countries to document borrower credit histories, or Form 1005(S). Thus a 1 represents 2011. The report must be an original report, with no erasures, white-outs, or alterations. Alternatively, the lender may obtain applicable transcripts of federal income tax 2023 CBS Interactive Inc. All Rights Reserved. 0000009031 00000 n )WH8 \-@z#XJ5 1) hbbd``b`$C $X_ . Note:Because these income sources have a defined expiration date or allow the depletion of an asset, care must be taken when this is the sole source or the majority of qualifying income. What Are the Ingredients in Hershey's Chocolate. 0000008661 00000 n Registration and Multifamily Affordability Estimator, Borrower, Guarantor, Key Principals, and Principals, Joint and Several Borrowers with Multiple Properties, Key Principals, Principals, and Guarantors, Subordination, Non-Disturbance and Attornment, Tenant Estoppel Certificate; Lease Modification, Acceptable Renewable Energy Generation Systems, Underwritten Net Cash Flow (Underwritten NCF), Property Previously Secured Bond Financing, Exception for Taxes, Assessments, or Other Lienable Items, Environmental Protection Lien Endorsement, Uniform Commercial Code (UCC) Financing Statements, Creating and Perfecting the Security Interest, Escrow Requirements for Taxes and Insurance, General Insurance Applies to All Policies, Blanket and Other Policies Covering Multiple Properties, Business Income (including Rental Value) Insurance, Boiler and Machinery / Equipment / Mechanical Breakdown Insurance, Risk Retention Groups and Captive Insurance, Directors and Officers Liability Insurance, Rehabilitation Work Costing More than $20,000 Per Unit, HPB Module, HPB Report, and Technical Solar Report Scoring, HPB Module, HPB Report, and Technical Solar Report Approval, Continuing Care Retirement Communities (CCRCs), Dependency and Medicaid Transition Reserve, Management, Operations, and Regulatory Compliance, Collateral; Tenant-Occupied and Affiliate-Owned Homes, Public Roadways, Private Interior Roadways, and Drives, Multifamily Affordable Housing Properties, Eligible Characteristics and Underwriting, Ineligible Characteristics and Underwriting, Affordable Regulatory Agreement Restrictions, Lien Priority and Title Insurance Policy, Restrictive Covenants and Affordable Regulatory Agreements, Additional Underwriting and Loan Documents, Properties with Both HAP Contracts and LIHTC Units, Refinancing Section 236 Properties IRP is Maintained, LIHTC Properties Lender Equity Interest, Transactions with Fannie Mae Debt and Equity Interests, Transactions Funded with Tax-Exempt Bond Proceeds, Fannie Mae Credit-Enhanced Tax-Exempt Bond Issuance, Borrowers, Key Principals, Guarantors, and Principals, Lender FHA Risk Sharing Reserve and Loss Sharing Modifications, Cooperative Market Rental Basis NCF (Underwritten NCF), Cooperative Market Rental Basis DSCR (Underwritten DSCR), Small Mortgage Loan Underwritten NCF (Underwritten NCF), Site Inspection by Lender or Other Third Party, Borrower, Key Principals, Guarantors, and Principals, ARM 5/5 Loan Optional 5-Year Adjustable Rate Term Renewal Eligibility, Structured Adjustable Rate Mortgage (SARM) Loans, Prepayment Option 1 Declining Prepayment Premium Schedule, Prepayment Option 2 - 1% Prepayment Premium Schedule, Including the Cap Cost Factor in the Variable Underwriting Rate, Interest Rate Cap Contract Documentation and Delivery, Hybrid Adjustable Rate Mortgage (Hybrid ARM) Loans, Split Mortgage Loans and Bifurcated Mortgage Loans, Bond Transactions and Credit Enhancement Mortgage Loans, Fannie Mae LIHTC Investment in Credit-Enhanced Bonds, Taxable Tails and Supplemental Mortgage Loans, Moderate Rehabilitation Mortgage Loan with Side-by-Side Bond Financing, Interest Rate Determination and Rate Lock, Third Party MBS Investor Delivery Scenarios, ARM 5/5 Optional 5-Year Adjustable Rate Term Renewal, Credit Enhancement Mortgage Loan Committing and Delivery, UCC Continuations, Amendments, and Terminations, Releasing/Reducing Letters of Credit or Other Collateral, Collection, Tracking and Reporting of Monthly P&I Payments and T&I Amounts, Reporting Loan Activity and Security Balance, Monthly Securitized Mortgage Loan Security Balance Reporting, Same Month Pooling Security Balance for First Reporting Cycle, Security Balances Due by Second Business Day, Monthly MBS Mortgage Loan Reconciliations - Pool-to-Security Balance Reconciliations (Not Applicable to PFP MBS), Required Annual Adjustment to Correct Principal Balance vs. Security Balance Difference, Pool-to-Security Reconciliation Certification, ARM Loan Interest Rate and Monthly Payment Changes, Adjustable Rate Mortgage Loan Interest Rate Changes and Required Monthly Payments, Monthly Reporting for ARM Loan Payment/Rate Changes, Delinquency Advances on a Mortgage Loan other than a Credit Enhancement Mortgage Loan, Delinquency Advances on a Credit Enhancement Mortgage Loan, Servicing Advances on a Mortgage Loan other than a Credit Enhancement Mortgage Loan, Servicing Advances on a Credit Enhancement Mortgage Loan, Duration of Payment of Delinquency Advances or Servicing Advances, Reimbursement for Delinquency and Servicing Advances, Repayment of Servicing Advances from Borrower, No Capitalization of Servicing Advances for Securitized Mortgage Loans, Monthly P&I Remittance Due Dates for Cash and MBS Transactions, Additional Requirements for Monthly Remittance for Security Transactions, Securitized Mortgage Loans Remitting Fees to Fannie Mae, Guaranty Fee Due on 7th Calendar Day of Month, Same Month Pooling Interest and Guaranty Fee Remittance for First Reporting Cycle, Notification to Fannie Mae if Unable to Have Funds Available on any Remittance Date, Review of Applicable Loan Documents Required, Notification of Prepayment; Timing of Prepayment, Notice and Timing Consistent with Loan Documents, Borrower Notice Must Contain Date of Intended Prepayment and Comply with Notice Requirements of the Loan Documents, Loan Document Requirements for Payoff and Lockout Dates, Notice to Fannie Mae of Proposed Payoff; Use of Fannie Mae Payoff Calculator, Timing of Confirmation of the Full Prepayment Payoff Amount, Full Prepayment for Cash Transactions and PFP MBS, Confirming the Full Prepayment Payoff Amount, Full Prepayment for Securitized Transactions (Not Applicable to PFP MBS), Partial Prepayments Not From Insurance or Condemnation Proceeds, Fannie Mae Approval Required for Partial Prepayments, Prepayment Premium Due on Partial Prepayment, Reporting and Remitting Partial Prepayments When Not Permitted in Loan Documents, Reporting and Remitting Partial Prepayments When Permitted in Loan Documents, Prepayments (Full or Partial) Involving Insurance Proceeds or Condemnation Awards, Reporting and Remitting Partial Prepayments, Yield Maintenance Prepayment Premiums Prepayment Occurs Before the Yield Maintenance Period End Date, Calculation of Investors Share of Total Prepayment Premium for a Securitized Mortgage Loan, Calculation of Fannie Maes Share of Total Prepayment Premium, Calculation of Servicers Share of Total Prepayment Premium, Yield Maintenance Prepayment Premiums Prepayment Occurs On or After the Yield Maintenance Period End Date, Prepayment On or After Yield Maintenance Period End Date, Fixed Rate Mortgage Loans with Graduated Prepayment Premiums, Prepayment Premiums for ARM Loans and Structured ARM Loans, Prepayment Premium Waivers; Servicers Share of Prepayment Premium, Servicer Notification of Payoff Amount to Borrower, Calculating and Obtaining Confirmation of Payoff Amount, Fannie Mae Will Not Confirm Nor Is Responsible for Amounts Owing to Servicer, Fannie Mae Confirmation of Full Payoff Amount, No Quote to Borrower Until Fannie Mae Confirmation, Reporting the Payoff and Remitting the Payoff Funds, Reporting Full Payoff Amount Through the eServicing System Due By 2nd Business Day of Month, Post Payoff Document Retention Requirements, DUS Bond Credit Enhancement Transactions Reporting and Remitting Requirements, Monthly Bond Credit Enhancement Reporting, Monthly Remittances of Scheduled Payments to Bond Trustee, Replenishment of Withdrawals from the PRF, Collection and Remittance of Borrower Reimbursement Obligations for Fannie Mae Advances, Notice and Collection of Other Fees and Expenses, Bond Redemption Premiums Payable to Bondholders, Termination Fee or Prepayment Premium Payable to Fannie Mae, Termination When No Prepayment Occurs; Weekly Variable Rate Transactions, Mortgage Loan Documents Must Permit Defeasance, Reporting Collateral Balances in Custodial Accounts, Internal Revenue Service Reporting Requirements, Notifying the Internal Revenue Service about Abandonments or Acquisitions (IRS Form 1099-A), Notifying the Internal Revenue Service about Cancellations of Indebtedness (IRS Form 1099-C), Coordination with Reporting Abandonments or Acquisitions, Borrower's T&I Impositions and Custodial Accounts, Asset Management: Loan Document Administration, Monitoring Compliance with Loan Documents, Delegation of Decision-Making Authority; Retention of Outside Legal Counsel, Execution of Documents by Servicer Limited Power of Attorney, Servicer Certification When Fannie Mae Approval Is Not Required, Servicer Certification When Fannie Mae Approval Is Required, Submitting the Request for Subordinate Financing, Funds as Additional Security for Mortgage Loan, Waiver or Modification of Terms of Collateral Agreement, Achievement Agreement or Other Agreement for Additional Collateral, Draws on Letters of Credit or Application of Other Collateral, Releasing Additional Escrows for Principal and Interest, Taxes and Insurance, and Replacement Reserves, Completion/Repair Loan Document Amendments, Green Rewards Efficiency Measure Verification, Replacement Reserve Loan Document Amendments, Modifications to Replacement Reserve Deposits, When Replacement Reserve Funding Was Partially or Fully Waived, Items Eligible for Funding from the Replacement Reserve, Items Not Eligible for Funding from the Replacement Reserve, Return of Replacement Reserve Funds to Borrower, Alternative Funding of Replacement Reserves for Portfolio Mortgage Loans, Replacement Interest Rate Hedge and Notification, Replacement Interest Rate Hedge Documents and Follow Up, Notice of Lien or Noncompliance with Applicable Laws, Ordinances and Regulations, No Financing for Property and Liability Insurance Premiums, Flood Map Changes; Obtaining Flood Insurance, Servicers Administrative Costs and Expenses, Casualty Losses Performing Mortgage Loans, Required Casualty Loss Property Inspection, Documentation for Required Casualty Loss Property Inspections, Endorsement of Insurance Loss Draft or Check When Payable to Fannie Mae, Endorsement of Insurance Loss Draft or Check When Not Payable to Fannie Mae, Insurance Loss Draft or Check Not Payable to Either Fannie Mae or Servicer, Borrowers Failure to Diligently Pursue Repair, Casualty Losses Non-Performing Mortgage Loans, Decisions Delegated by the Delegated Transaction Form 4636 series, Supplemental Mortgage Loans Not Permitted, Decisions and Actions Delegated and Not Delegated, Seniors Housing Expansion/Conversion Requests, Request Changes in Unit Count/Mix in the MAMP, Credit Enhancement Mortgage Loans and Multifamily Affordable Housing Properties, Compliance Issues Relative to Bond Credit Enhancement Transactions, Monitoring Compliance; Notification of Noncompliance, Default Notice for Failure to Comply with the Bond Documents, Multifamily Affordable Housing (MAH) Properties, HAP Contract Approval and Releasing Restabilization Reserve, MH Communities with Tenant Site Lease Protections, Quarterly Financial Analysis of Operations, Borrower Fails to Provide Guarantor Financial Reports, Secondary Risk Mortgage Loans and Primary Risk Mortgage Loans, Lender Tenders for Minor or Immaterial Defaults, Definition of Non-Performing Mortgage Loan, Partial Payments by Borrower Do Not Change Date of Default, Timing for Imposition of Late Charges and Default Interest, No Deduction for Late Charges or Default Interest, Enforceability of Late Charges and Default Interest, Notice to Fannie Mae of Performance Default, Full Payment After Expiration of Period Before Assessing Late Charges, Copies of Letters Sent to Borrower; Correspondence with Borrower, Capital Repairs and Protection of Property and Property Income, Funding Capital Repairs During Default Resolution, Documenting the Property Management Change, Reinstatement; Calculation of Payoff Amount, Non-Performing Primary Risk Mortgage Loans Transfers to Fannie Mae Special Asset Management, Non-Performing Secondary Risk Mortgage Loans Special Servicing, Servicer Performs Loss Mitigation Actions, Servicer Workout Action Template (SWAT), Special Servicing of Primary Risk Mortgage Loans, Fannie Mae Performs Loss Mitigation Actions, Election and Implementation of a Course of Action, Course of Action Lender Purchase of Mortgage Loan, Course of Action Lender Workout Election, Documentation and Terms of Lender Workout, Lender Workout Has No Impact on Loss Sharing or Recourse Obligation, Servicer Makes Delinquency Advances But Fails to Report Mortgage Loan Delinquent, Foreclosure Process Continues Unless Otherwise Agreed to by Fannie Mae, Delinquency Advances Must Be Made During Negotiation of Joint Workout, Modification, Extension, and Forbearance Fees, Management of Property Post Title Vesting in Fannie Mae, Course of Action Note Sale Election or Discounted Loan Payoff, Note Sale and Discounted Loan Payoff Defined, Any Note Sale or Discounted Payoff Gives Rise to Loss Sharing Event, Note Sale Secondary Risk Mortgage Loans, Discounted Loan Payoff - Secondary Risk Mortgage Loans, Calendar Days 31 through 60 after a Payment Default or Performance Default, No Disclosure of Lenders Contract Terms to Borrower; Borrower Not a Third-Party Beneficiary of Lender Contract, Asset Audits for Secondary Risk Mortgage Loans, Special Requirements for the Environmental Assessment, Loss Sharing and the Appraisal Process in connection with a Foreclosure Event, Appraisal Notice and Election of Appraisal Methodology.

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